素质教育 ：Quality Education
2. EQ：分两种，一种为教育商数Educational quotient，另一种情感商数Emotional quotient
3. 保险业： the insurance industry
4. 保证重点指出： ensure funding for priority areas
5. 补发拖欠的养老金： clear up pension payments in arrears
6. 不良贷款： non-perFORMing loan
7. 层层转包和违法分包： mutlti-level contracting and illegal subcontracting
8. 城乡信用社： credit cooperative in both urban and rural areas
9. 城镇居民最低生活保障： a minimum standard of living for city residents
10. 城镇职工医疗保障制度： the system of medical insurance for urban workers
11. 出口信贷： export credit
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